Wood, Craft & Connection

Exploring Your Financing Options at Luke's Furniture Company

Written by Luke Cole | Jul 3, 2024 3:35:29 PM

At Luke’s Furniture Company, we understand that investing in custom furniture is not just about acquiring new pieces—it's about enhancing your living spaces and enjoying high-quality craftsmanship that lasts. To make the process as smooth and affordable as possible, we offer various flexible financing and payment options to fit your needs. Here’s everything you need to know to make an informed decision.

Standard Payment Options

Our standard payment method allows for a structured approach that can help you manage your budget effectively:

  1. 50% Deposit: When you place your order, we require a 50% deposit to begin crafting your custom furniture. This upfront investment covers initial materials and labor, ensuring that work on your handcrafted furniture begins without delay.

  2. Balance Upon Completion: The remaining 50% is due once your furniture is ready. We'll notify you when your pieces are complete so you can prepare for the final payment and delivery. You can make this payment using a credit card, check, or cash—whatever is most convenient for you.

Pay in Full Upfront and Save

If you're able to pay the full amount upfront, Luke’s Furniture Company offers a financial benefit for doing so:

  • 5% Discount: We provide a 5% discount on the total cost of your furniture if you choose to pay in full at the time of ordering. This option is available only for payments made via check, e-check (ACH Transfer) or cash. It’s a great way to save a bit on your total investment while expediting the payment process.

Financing Through Synchrony Bank

For those who prefer more flexibility, we have partnered with Synchrony Bank to offer a financing option that can make your furniture purchase even easier:

  • "No Interest if Paid Within 12 Months": This financing option is perfect for those who want to spread out their payments over time without incurring extra costs. If you pay off your purchase in full within 12 months, you will not be charged any interest. To qualify, clients must apply and be approved by Synchrony Bank, requiring good credit. This option gives you the flexibility to pay for your furniture in smaller, more manageable amounts without additional interest, as long as the total is fully paid within the specified period. If it is not paiud in full in the 12 month period, all of the interest from that period will be added to the balance.

Applying for Financing

Applying for financing through Synchrony Bank is straightforward. Simply visit our store to fill out an application, or contact us to receive an application form via email. Our team is here to assist you through every step of the process, from application to approval.

Why Choose Financing?

Financing your furniture purchase can offer several benefits:

  • Manageability: Smaller, regular payments instead of one lump sum can take the pressure off your finances.
  • Flexibility: You can align your furniture investment with your budget and cash flow.
  • Accessibility: Get your furniture now and pay over time, making it easier to afford custom pieces that make your space truly special.

At Luke’s Furniture Company, we're committed to making our custom, handcrafted furniture accessible and affordable for everyone who appreciated quality craftsmanship. Whether you prefer to pay upfront and save or take advantage of our flexible financing options, we are here to accommodate your needs. Visit us today or reach out to our team to learn more about how we can help you bring your vision to life with flexible payment solutions.